MODERN RISK MANAGEMENT

Insurance for businesses that move fast.

Fernstone is an insurance brokerage for businesses.

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WHAT WE DO

Risk management that grows with you.

Behind every Fernstone customer is a dedicated team that understands your business, manages your coverage, and acts before issues arise.

ACTIVE RISK COVERAGE

Dedicated risk management team.

Every client gets a dedicated risk advisor who learns your operations and grows with you. As your coverage needs change, we update policies, monitor new exposures, and keep you protected before issues arise.

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TALK TO HUMANS

White-glove support.

We handle certificates, renewals, and claims with speed and care. You’ll have a direct line to the same team every time. No call centers or tickets. We move as fast as you do.

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PRICE DISCOVERY

Transparent, competitive pricing.

We work across carriers to keep your coverage effective and affordable as your operations scale. Clear pricing, no hidden fees, and continuous monitoring to make sure you’re never overpaying.

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OUR PLATFORM

One platform for risk and coverage.

A single platform to issue COIs, track claims, manage policies, and stay compliant without the back-and-forth.

COI Management

Create and share certificates instantly so your team and clients can keep working without delay.

COI Management

Create and share certificates instantly so your team and clients can keep working without delay.

COI Management

Create and share certificates instantly so your team and clients can keep working without delay.

Claims Handling

File and track claims in one place with real people who follow through fast.

Claims Handling

File and track claims in one place with real people who follow through fast.

Claims Handling

File and track claims in one place with real people who follow through fast.

Policy Management

Access every policy, update details, and stay organized across carriers and locations.

Policy Management

Access every policy, update details, and stay organized across carriers and locations.

Policy Management

Access every policy, update details, and stay organized across carriers and locations.

Automated Alerts

Get notified before renewals, expirations, or coverage gaps. Never miss a deadline.

Automated Alerts

Get notified before renewals, expirations, or coverage gaps. Never miss a deadline.

Automated Alerts

Get notified before renewals, expirations, or coverage gaps. Never miss a deadline.

Secure Access Control

Invite teammates, assign permissions, and collaborate on coverage and compliance.

Secure Access Control

Invite teammates, assign permissions, and collaborate on coverage and compliance.

Secure Access Control

Invite teammates, assign permissions, and collaborate on coverage and compliance.

Billing & Payments

Pay premiums, manage installments, and view payment history directly through our portal.

Billing & Payments

Pay premiums, manage installments, and view payment history directly through our portal.

Billing & Payments

Pay premiums, manage installments, and view payment history directly through our portal.

OUR PARTNERS

Coverage from leading carriers.

We work with top-rated commercial insurers to bring you fast quotes, broad coverage, and dependable protection for your business.

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Tokio Marine
Global capacity
Amtrust
Comp specialist
Markel
Specialty
Liberty Mutual
Broad appetite
The Hartford
Middle market
CNA
Professional lines
Travelers
National carrier
BHSI
Specialty
Kinsale
Specialty

BOOK A DEMO

See how we keep you covered.

Schedule a demo to see how Fernstone helps your team manage risk, compliance, and coverage in one place.

Trusted by world-class companies