FLEET REPAIR INSURANCE

Insurance that keeps heavy fleets moving.

Insurance that keeps heavy fleets moving.

Fast, expert coverage for fleet repair shops—from buses to logging equipment.

Fast, expert coverage for fleet repair shops—from buses to logging equipment.

Heavy-duty commercial truck prepared for fleet service

01 / BUILT FOR THE REAL RISK

01 / BUILT FOR THE REAL RISK

Fleet repair insurance is rarely simple. Your broker should understand the vehicles in your care.

Fleet repair insurance is rarely simple. Your broker should understand the vehicles in your care.

Coverage shaped around your shop

Fernstone helps heavy truck, trailer, bus, mobile, logging-equipment, and commercial fleet repair operations secure coverage that reflects the work they actually perform.

Nuance prevents delays and gaps

Garagekeepers limits, road testing, outdoor storage, hot work, mobile repair, buses, logging equipment, and mass-transit exclusions all affect underwriting and can create serious gaps.

Built to protect the equipment that keeps commerce moving.

Built to protect the equipment that keeps commerce moving.

Under 48 hours

Typical quote turnaround when the submission is ready.

Under 48 hours

Typical quote turnaround when the submission is ready.

Under 24 hours

Customer response time that keeps paperwork and contracts moving.

Under 24 hours

Customer response time that keeps paperwork and contracts moving.

Heavy vehicles

Experience across trucks, buses, trailers, and specialty equipment.

Heavy vehicles

Experience across trucks, buses, trailers, and specialty equipment.

All 50 states

Licensed nationwide to support local and multi-state growth.

All 50 states

Licensed nationwide to support local and multi-state growth.

Heavy equipment repair workshop with professional tools

02 / INDUSTRY EXPERIENCE

We know where fleet repair accounts get complicated—and address it early.

We know where fleet repair accounts get complicated—and address it early.

Heavy vehicles, buses, trailers, logging equipment, tankers, and mobile repair all create distinct exposures. Fernstone understands garagekeepers values, road testing, transit restrictions, and mixed-fleet contracts.

Heavy vehicles

We help carriers understand semi-tractors, trailers, tankers, specialty units, and the true value concentrated in the shop.

Garagekeepers

Limits are built around customer trucks, buses, and equipment in your care, custody, or control.

Buses and logging equipment

We address mass-transit, public conveyance, unusual units, mobile work, and hard-to-place equipment classes.

$2,500–$100K+

Coverage context across fleet repair accounts Fernstone handles.

03 / COVERAGE THAT FITS

03 / COVERAGE THAT FITS

Carrier access, contract clarity, and room to grow.

Carrier access, contract clarity, and room to grow.

Relationships that match the way you operate

Our carrier relationships help fleet repair businesses access coverage for heavy-duty and commercial vehicle work, including complex and unusual equipment classes.

Contract review before requirements become problems

Fernstone can review fleet, leasing, transit, municipal, and service agreements and flag garagekeepers limits, additional insured language, and exclusions before work is delayed.

Fernstone is licensed in all 50 states and ready to support fleet repair businesses nationwide—from independent shops to multi-location operations serving major fleets.

Ready to protect your fleet repair shop?

Ready to protect your fleet repair shop?

Deep fleet repair expertise. Fast, clear support.

© 2026 - Fernstone Insurance Services

© 2026 - Fernstone Insurance Services

© 2026 - Fernstone Insurance Services