A BETTER BROKER RELATIONSHIP

Working with Fernstone

We partner with you to lower your insurance costs, improve your coverage, and make the quoting process as clear as possible.

What we offer you

White-glove service before and after binding

You’ll have a dedicated team that learns your business, guides you through underwriting, and remains available after your policy is in place.

Transparency throughout the quoting process

You’ll always know where your quote stands, what has been completed, and what we still need from you.

Access to competitive insurance markets

We identify the carriers best suited to your business and work to find the right balance of price, coverage, and terms.

What we ask of you

Honesty throughout the quoting process

Accurate information allows us to represent your business properly, avoid surprises, and negotiate effectively on your behalf.

An understanding that underwriting requires detail

Underwriters need to understand how your business operates before they can offer their best pricing and coverage.

Prompt access to key documents

Providing requested documents quickly helps us keep the process moving and avoid unnecessary delays.

A GOOD FIT

Working with Fernstone is a fit for you if…

You want to save money without sacrificing the coverage your business needs.

You know your business inside and out.

You take pride in running a strong, well-managed organization.

You value a straightforward relationship with your insurance broker.

MAY NOT BE A FIT

Working with Fernstone may not be a fit for you if…

You want the fastest possible quote, regardless of its price, coverage, or accuracy.

You want a quote without sharing meaningful details about your business.

You are unwilling to provide the information underwriters need to evaluate your business.

THE BOTTOM LINE

The best result takes teamwork.

We will do as much of the work as possible, but getting the best result will require a limited investment of your time.

We will always tell you what we need, why we need it, and how we can help you get it. We do not make any money unless we find and place a policy that meets your needs. In return, we ask you to help us help you by being honest, responsive, and involved in the process.

When we work together, we can present your business accurately and put you in the best position to receive competitive pricing and strong coverage.

READY TO WORK TOGETHER?

Tell us about your business.

Let’s find the right coverage.