GENERAL CONTRACTOR INSURANCE
Coverage shaped around how you build
Remodels, custom homes, tenant improvements, or ground-up commercial—we match coverage to your project mix, contract values, and how much of the work you self-perform vs. sub out.
Built around your subs, not just your own crew
We review your subcontractor agreements, certificate tracking, hold-harmless language, and exposure to uninsured subs early, so coverage gaps and audit surprises don’t show up at renewal or after a claim.
02 / INDUSTRY EXPERIENCE
GC policies are often rated on subcontracted costs as well as payroll, and many carry exclusions for residential new construction, condos, or action-over claims. We flag these before you bind and go to the markets that fit your project profile.
General liability
Bodily injury and property damage from your work and your subs’ work, with per-project aggregates for contractors running multiple jobs at once.
Builder’s risk
Coverage for the structure, materials, and equipment while a project is under construction.
Professional liability
Claims tied to design-build, construction management, specifications, or estimating errors.
Umbrella + commercial auto
The excess limits owners and lenders require, plus coverage for your fleet and crews.
$2,500–$100K+
Coverage range across the GC accounts we handle.
Relationships that match the way you build
From residential remodelers to commercial GCs running multiple projects, we work with admitted and E&S markets, including project-specific policies and wrap-up programs (OCIP/CCIP).
Contract review before requirements become problems
Owner, developer, and lender contracts often require per-project aggregates, primary and non-contributory additional insured status, waivers of subrogation, and specific umbrella limits. We review the contract before you sign and keep certificates moving—out to owners and in from your subs.
Licensed in all 50 states, serving residential builders, remodelers, and commercial general contractors.
Deep general contractor expertise. Fast, clear support.