MED SPA INSURANCE
Coverage shaped around your practice
Fernstone helps med spas and aesthetic practices secure coverage across facials, injectables, lasers, hormone therapy, cosmetic procedures, product sales, and multi-provider operations.
Nuance prevents delays and gaps
Abuse and molestation coverage, professional liability, provider credentials, medical directors, consent protocols, device classes, training, and scope-of-practice rules all affect underwriting.
02 / INDUSTRY EXPERIENCE
Injectables, lasers, energy devices, hormone therapy, cosmetic procedures, and contracted providers each create different underwriting questions. Fernstone knows how to present even complex procedure mixes clearly.
Abuse and molestation
We help address abuse and molestation coverage alongside the professional and general liability program.
Complex procedures
No procedure is too complicated—from injectables and lasers to hormone therapy and advanced cosmetic services.
Professional and product liability
We address provider services, devices, injectables, skincare sales, and products-completed operations.
$2,500–$100K+
Coverage context across med spa accounts Fernstone handles.
Relationships that match the way you operate
Our carrier relationships help med spas access coverage that fits the actual procedures, providers, devices, products, and locations in the practice.
Contract review before requirements become problems
Fernstone can review landlord, franchisor, supplier, and medical director requirements and help align limits, additional insured language, and certificates.
Fernstone is licensed in all 50 states and ready to support med spas nationwide—from a single-location practice adding its first injector to multi-state groups.
Deep med spa expertise. Fast, clear support.