PEST CONTROL INSURANCE

Insurance that keeps pest control businesses moving.

Insurance that keeps pest control businesses moving.

Fast, expert coverage for pest professionals—with WDI coverage included.

Fast, expert coverage for pest professionals—with WDI coverage included.

Pest control technician treating landscaping around a residential property

01 / BUILT FOR THE REAL RISK

01 / BUILT FOR THE REAL RISK

Pest control insurance is rarely simple. Your broker should understand the treatment and the contract.

Pest control insurance is rarely simple. Your broker should understand the treatment and the contract.

Coverage shaped around your services

Fernstone helps residential, commercial, termite, wildlife, mosquito, bed bug, and fumigation businesses secure coverage that fits their actual service mix.

Nuance prevents delays and gaps

Wood-destroying insect inspections, termite bonds, pesticide licensing, pollution exposure, drift, vehicles, warranties, and real-estate reporting all affect underwriting. We include WDI coverage in the conversation from the start.

Built to protect every route, report, and treatment.

Built to protect every route, report, and treatment.

Under 48 hours

Typical quote turnaround when the submission is ready.

Under 48 hours

Typical quote turnaround when the submission is ready.

Under 24 hours

Customer response time that keeps paperwork and contracts moving.

Under 24 hours

Customer response time that keeps paperwork and contracts moving.

WDI included

Inspection exposure addressed within the coverage strategy.

WDI included

Inspection exposure addressed within the coverage strategy.

All 50 states

Licensed nationwide to support local and multi-state growth.

All 50 states

Licensed nationwide to support local and multi-state growth.

Technician applying a targeted pest-control treatment

02 / INDUSTRY EXPERIENCE

We know where pest control accounts get complicated—and address it early.

We know where pest control accounts get complicated—and address it early.

General pest work is underwritten differently from termite, WDI inspection, wildlife, fumigation, or lawn applications. Fernstone understands how licensing, chemicals, reports, warranties, and fleet exposure interact.

WDI coverage included

Professional liability for wood-destroying insect inspection work is addressed as part of the program—not left as an afterthought.

Chemical and pollution

We help address pesticide application, drift, spills, storage, and pollution liability.

Termite bonds and contracts

We review warranties, long-tail obligations, property manager requirements, and real-estate reporting exposure.

$2,500–$100K+

Coverage context across pest control accounts Fernstone handles.

03 / COVERAGE THAT FITS

03 / COVERAGE THAT FITS

Carrier access, contract clarity, and room to grow.

Carrier access, contract clarity, and room to grow.

Relationships that match the way you operate

Our carrier relationships help pest control companies access coverage that fits the services they actually perform—from a residential route to complex commercial and fumigation work.

Contract review before requirements become problems

Fernstone can review property manager, HOA, lender, and real-estate requirements and help align policies and certificates with WDI reporting and service contracts.

Fernstone is licensed in all 50 states and ready to support pest control businesses nationwide—from new operators building a route to established multi-service companies.

Ready to protect your pest control business?

Ready to protect your pest control business?

Deep pest control expertise. Fast, clear support.

© 2026 - Fernstone Insurance Services

© 2026 - Fernstone Insurance Services

© 2026 - Fernstone Insurance Services