ROOFING CONTRACTOR INSURANCE

Coverage shaped around your roofing work
Steep-slope or low-slope, shingle, metal, TPO, built-up, or torch-down—we place coverage that matches the systems you actually install, not a generic contractor form.
Built around the way your crews actually work
We review roof heights, hot-work methods, your residential vs. commercial mix, storm work, subcontracted crews, and payroll up front—so your policy doesn’t come back with exclusions you only discover after a claim.

02 / INDUSTRY EXPERIENCE
Roofing policies often carry height limits, heat-application exclusions, and new-construction restrictions buried in the endorsements, and workers’ comp is typically one of a roofer’s largest costs. We read the fine print before you bind and go to the markets that actually write roofing.
General liability
Bodily injury and property damage from ongoing and completed work, including interior water damage during tear-off and leak claims after the job is done.
Workers’ compensation
Coverage for one of construction’s highest-risk trades, with attention to correct class codes and payroll splits so you aren’t overpaying.
Tools & equipment (inland marine)
Ladders, lifts, nail guns, dump trailers, and materials in transit or staged on site.
Umbrella + commercial auto
Higher limits for GC and property owner contracts, plus coverage for trucks, trailers, and crews moving between jobs.
$2,500–$100K+
Coverage range across the roofing accounts we handle.
Carriers that actually want roofing
Through admitted and E&S carrier relationships, we place everyone from single-crew residential shops to commercial roofing contractors running multiple crews.
Contract review before requirements become problems
GCs, property managers, and commercial owners often require additional insured status on a primary and non-contributory basis, waivers of subrogation, and completed-operations coverage. We check your policy against the contract before you bid, and turn certificates around fast.
Licensed in all 50 states, serving owner-operator roofers, storm restoration contractors, and multi-crew commercial roofing companies.
Deep roofing expertise. Fast, clear support.